Just Listed-Stunning Townhome in Rancho Bernardo-Open Sat and Sun (6/8, 6/9) from 12-3pm.

Be prepared to walk in and say wow! This town home is unlike any other in this area. Upon entering the home, you will marvel at the modern feel of the remodeled kitchen. A large island is a chef’s dream. The kitchen opens up to the family room to give a very open feeling. There is a private, front patio and a patio off the family room that backs up to a green space. The inside laundry room has been redone to maximize space. There are three bedrooms upstairs. The master has it’s own custom bathroom/shower/dual vanity and the other 2 bedrooms have access to a bathroom complete with a remodeled tub/shower. There is a single car garage as well. This property is located close to the Westwood Club (tennis courts, pools, basketball court, baseball field) and is in the highly acclaimed Poway Unified School District. No Mello Roos. You don’t want to miss this one!

Property Details-3 bedrooms, 2.5 bathrooms, 1,428 sq ft

Address-17408 Caminito Siega-San Diego, CA 92127

Check out the virtual tour at:

http://www.previewfirst.com/mls/44427

For additional information, please contact Chad Basinger at 858-997-3704 or chad@chadbasinger.com. Also, feel free to visit http://www.chadbasinger.com

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Chad Basinger Recognized on a National Level!

22 Real Living Lifestyles Agents Recognized in Real Living Top 100 National Awards

By Megan Willis, Marketing & Creative Manager, April 3, 2013
 

Each year Real Living Real Estate recognizes their top producers on a national level. These rankings show the success and hard work of each agent recognized. Out of thousands of realtors in the Real Living network, Real Living Lifestyles had an astonishing 22 from the top 100 agents recognized as top producers, including:

  • Katharina Thinnes
  • Kim Carlson
  • Jeff DeChamplain
  • Barbara Stuart
  • Sean Zanganeh
  • Vincent Morris
  • Kris Akagi
  • Ken Follis
  • Craig Levitt
  • Anne Levig
  • Marie Jo Atkins
  • Diane Teti and John Olenik
  • Scott Peck and Bob Griswold
  • Daniel Beer
  • Sandi Hadley
  • Cay and Carly Bohnsack
  • Arleen Gimbel and Chad Basinger
  • Jenn Blake and Lennie Fernandez
  • Diane Orvis and Megan Orvis Morris.

The results were based on units closed and highest gross commission in both individual and team categories.

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Chad Basinger and Arleen Gimbel Honored Amongst Top Producers for 2012 at Real Living Lifestyles!

Chad Basinger and Arleen Gimbel were named Real Living Lifestyles Top Producers for their accomplishments in 2012. They came in at #7 for highest gross commission and #9 for most transactions closed out of all teams at Real Living Lifestyles. Check out the Union Tribune ad they were featured in below.

 

UT 2-11-13 Top Producer Teams_1

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We have changed from Windermere Exclusive Properties to Real Living Lifestyles Realty

Really excited about our company changing names/franchisors….adios Windermere and hello to Real Living Lifestyles Realty

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Trying to Sell Your Home? It’s Time to Think Outside the Box!!!

When it comes to selling your property, you are in direct competition with the other homes on the market, so you must think outside the box in order to get your home sold!  Below is a list of ideas that if you haven’t already considered, you certainly should NOW.

INCENTIVES

People love to receive items for “FREE” and what better way to draw interest to your property than to offer a little extra something special.  What this is depends on the type of clientele that you are trying to attract and the type of property you are marketing.  For example, if you live on or near a golf course, you may offer a complimentary country club membership.  If you are in the type of place (hello Southern California and South Florida), where the sun shines and you have image conscious consumers, you may wish to throw in a convertible or a fancy sports car.  Yes, you will have to weigh the cost of providing these deal sweeteners, but you should also consider that this is what it may take to entice a buyer now and avoid having to make a price reduction (often times for more than the cost of the carrot you dangled.)

ATTRACT A CROWD

You ever go to Venice Beach or any other spot for that matter and there is a crowd huddled around?  This creates excitement and lends itself to people becoming emotionally involved.  So how do you bring that herd mentality to the friendly confines of your home?  Perhaps you have a home with an impressive array of fine art.  There was a home that I had previewed once on my own and as it turns out, the owner is an artist and must have had at least thirty of her pieces of work on the walls.  Don’t you think that if nice invitations were sent out offering some wine and cheese to go along with an art exhibit, it would generate some additional buzz surrounding the home?   A function such as this encourages people to linger, socialize and take an active interest in the property.

PARTY TIME

Who doesn’t love a good party?  Of course, you must make sure that the house lends itself to the type of party you’d like to throw and the underlying theme.  Perhaps you wish to have an outdoor catered event if the backyard is an entertainer’s dream and the views are unparalleled.  Clearly, you want your guests to feel comfortable and be able to imagine living there, or at least having such a great time so as to spread the word to their group of friends, all of which could be potential buyers.

GOING ONCE, GOING TWICE….SOLD!

While this may not be totally outside the box, auctions are still a relatively unknown avenue considered by many sellers.  There are many variables to consider if you elect to go this route, but once again, the impetus behind this is to create buzz and have multiple buyers getting emotionally involved.

GOOD OLD FASHIONED KARMA BABY

When the traditional means of selling your property, or some of the ideas discussed above, aren’t working, it may be time for some of your superstitions, religious, or cultural beliefs to come into play.  For example, in the Chinese culture, it is widely accepted that oranges bring good fortune.   There are those spiritual folks who have buried statues of St. Joseph in the yard to help facilitate a sale.  I’m sure there are plenty other items that represent good luck for you and if you are a believer in karma, then by all means give it a shot.

IN CLOSING

The ultimate goal is to expose your home to the highest amount of qualified buyers.  The means with which you can accomplish this goal are endless and some of them are traditional, while others, such as some of the ideas explored herein, are more outside the box.  A good train of thought when marketing the property to get it sold is “Do Whatever it Takes!”

 

 

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Are You a Condo Owner or Renter? Be Sure to Cover Your Ass(ets)!

Expect the unexpected!  Do you really think the owners on the 39th and 40th floors of the Belaire condominium building in New York City could have ever imagined a small plane flown by a Yankees pitcher would crash into their complex?  The tragedy for the two in the plane that were killed is undeniable, but it helps emphasize the need to make sure you have the proper condo insurance.

Many of us are familiar with Homeowner’s Association (HOA) dues, but what exactly do they cover?  Generally speaking, only the exterior of the unit (roofing and walls) as well as the common areas fall under the HOA’s responsibility.  Thus, you most likely are held accountable for the interior structural items such as flooring, cabinets, and fixtures, as well as all your personal belongings.  One way of thinking about it is to compare your condo to a dollhouse (don’t do this with your child’s latest holiday gift) and turn it upside down; essentially whatever falls out are items you’d be responsible for.

So what to do about this?  Well, make sure you read the HOA’s CC&R’s (covenants, conditions, and restrictions) so you know exactly what they cover.  As far as making sure you cover your ass(ets), take an inventory (use a flip video) of your personal belongings and store an extra copy in a location other than your home.  With flip videos, the information can be stored online for easy access anywhere.

What if you are not an owner of the condo, but are renting?   Yes, the property itself is not yours, but you’ll still want to protect yourself through insurance.  When it comes to renters insurance, you will most likely come across three components of coverage:  1) personal liability coverage to protect against lawsuits due to property damage or bodily injury to others…yes, we live in a litigious society 2) personal belongings (in case of theft, vandalism, fire, water damage) 3) living expenses in the event that you are temporarily displaced (happened to me in 2007 with the San Diego fires).  Just like owners, I’d strongly encourage you to videotape your belongings as well.

I realize that many people hate to pay those insurance premiums (there’s a reason some of the tallest buildings in the Big Apple are insurance companies), but you really need to make sure to cover your ass(ets).   Not once in my lifetime have I ever heard someone say they had too much insurance.  On the contrary, think about all the times people wish they would have at more coverage.  Consider this your fair warning!

While I am in the business of buying and selling property, the transaction does not stop at the close of esc row.  If one helps a client either buy or sell what is often their single largest asset, it only makes sense to insure (no pun intended) that they protect that asset.

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From Nonsense to No Common Sense-Show Me the Money!!!

Remember the days of lenders basically having little, if any, standards and thus allowing just about everyone to get financing? Need money to put a fourth plasma screen in the guest bathroom? Looking for some extra spending money for your weekend getaway to the Bahamas? Not too long ago, getting money was simply a matter of asking for it. Unfortunately, the opening of the spigots contributed to the housing boom and ultimate bubble. There are many who are feeling the pain as a result of what I would consider poor financial decisions (both from the lenders perspective as well as the consumers.) While I truly believe that it should not have ever gotten to the point of giving a loan to someone with poor credit, a lack of income, assets, and an ability to pay back the debt, the fact remains that this happened. It makes total sense that lenders would revamp the way they go about lending money due to all the Nonsense. However, simply putting a noose on already restrictive lending standards to me makes No Common Sense.

How can you explain mortgage rates being near their lowest levels in sixty years, with the average 30 year-fixed-rate loan hitting 4.21% in October 2010, yet mortgage applications are near their lowest levels in a decade? I have a client who is a perfect example of why this is the case. This client has net assets of over a million dollars, a credit score of 800, is willing to put 50% down and simply can’t find anyone to lend a single penny. Granted, this individual is self employed and does not show the type of income (at least 2 years of tax returns) that lenders would like to see (but keep in mind, most self employed individuals take deductions that reduce their taxable income.) To me, this is when COMMON SENSE has to come into play. Property values have retreated significantly and to have another 50% cushion with an individual that has over a million dollars in liquid assets in the bank, why would you not be willing to make a loan?

It was the abundance of nonsense that lead to the housing mess and now the lack of common sense that will prevent a recovery of the housing markets. The economic cycle is something that we all learned in economics and I’d like to think most people recognize that a tightening of credit at the bottom of a cycle is definite barrier to a recovery. When you consider the amount of cash on hand at banks and record levels of cash being held by corporations, there are definitely sources of funds available for would be buyers of property. Unfortunately, many of the private lenders have given way to government entities (Freddie Mac, Fannie Mae, and the Federal Housing Administration) and these entities have substantial losses and are leery about taking on any additional risk.

While I am not Rod Tidwell, I definitely concur with his famous quote from Jerry McGuire, at least when it comes to financing for homes, “Show Me the Money!”. Let’s not repeat the nonsense of years past, but let’s definitely start using some more common sense.

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